Transportation
BY APRIL KELLEY
Streak of daily traffic fatalities to reach 23 years in Texas
Nov. 7 will mark 23 years of daily traffic fatalities on Texas roadways, according to the Texas Depart- ment of Transportation, if the streak continues. The gist According to TxDOT, Texas has not had one day without a traffic fatality since Nov. 7, 2000. On average, the state sees 10 deaths on Texas road- ways each day. As of Oct. 6, 3,057 fatalities have occurred as a result of 2,757 fatal crashes, according to TxDOT’s Crash Records Information System. A total of 4,481 traffic fatalities occurred in 2022 in Texas, down 16 from the 4,497 that occurred in 2021, according TxDOT. Traffic fatalities, however, were higher in 2022 than they were in 2020, which saw 3,896 total traffic fatalities. Background TxDOT launched its #EndTheStreakTX cam- paign Nov. 15, 2016, to raise awareness of daily
5K 4K 3K 2K 1K 0 Traffic fatalities 2003-2023
*AS OF OCT. 6
17.24% increase from 2003-2022.
SOURCE: TEXAS DEPARTMENT OF TRANSPORTATION/COMMUNITY IMPACT
traffic fatalities and to encourage safe driving, with the goal of ending the daily streak of deaths. TxDOT asks all Texans to: • Make the best and safest decisions behind the wheel. • Don’t drive under the influence of alcohol and/or drugs.
• Always obey traffic laws. • Always wear a seat belt.
• Post pictures on social media with a download- able sign using the hashtag #EndTheStreakTX. • Share personal stories on social media of loved ones who died in a crash using the hashtag #EndTheStreakTX.
Perks on Quick Move-In Homes Limited Time Only!
1/0 Buydown on 30-Year Fixed FHA
New Homes $ 2 5 0s - $ 500s+ HomeWithBrohn.com | 512-580-8199
© 2023 CMG Financial, all rights reserved. CMG Financial is a registered trade name of CMG Mortgage Inc., NMLS #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org. All loans subject to credit approval and only eligible with CMG Financial, Brohn’s lender partner. This incentive only valid on select spec homes that are contracted on or after 11/1/23 and close by during the limited time frame in which the incentive is offered and finance with CMG Financial. The rates shown above are for educational purposes only, not a commitment to lend, please contact LO to see your qualified rate. Rate may change or may not be available at time of rate lock. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR. Estimated monthly payment does not include amounts for taxes and insurance premiums. Adjustable-rate loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment. The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45 day lock period, 740 credit score and 80% LTV. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors. Offer is for a limited time only and can be stopped at any time and with no prior notice. Offers only valid when financing through Brohn’s lender partner, CMG Financial. Please see a Brohn Homes Sales Consultant for complete details. Offer may not be available with all programs in all states. All figures are estimates and subject to change at any time. The information here is provided as a general guide to help you determine if a property may be viable for you. Rates, APR’s & programs are illustrations subject to change at any time. These do not constitute a ‘Loan or Good Faith Estimate’ for payments and closing costs. Everyone’s situation is different and it’s best to be pre-approved for a range of potential prices, payments or loan programs. Flex cash offers vary per home and per community. The flex cash amount is contingent on the price of the home and only valid on participating homes and in participating communities. Speak to a Brohn Homes Sales Consultant for details on participating homes and participating communities. If using flex cash to reduce the price of the home, the reduction cannot bring the home price below base price. *Stated rate may change or may not be available at time of rate lock. If you bought a $599,990 home with a 30 year loan at a fixed rate of 5.5% (6.125% Annual Percentage Rate), with a down payment of 5%, for a loan amount of $579,964.00 you would make 360 monthly payments of $3,293.00. Payment stated does not include taxes and homeowners insurance, which will result in a higher payment. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors. Offer is for a limited time only and can be stopped at any time and with no prior notice. The flex cash amount is contingent on the price of the home and only valid on participating homes and in participating communities. Speak to a Brohn Homes Sales Consultant for details on participating homes and participating communities. The flex cash can only be used in one of the four ways shown in this advertisement, including reduction in purchase price (not being less than base price of home) or applying towards closing costs, or long term rate locks or buying down the interest rate (specific interest rate and associated APR fluctuate on a daily basis and change due to individual situations). A 30 year loan would result in 360 monthly payments. A 20 year loan would result in 240 monthly payments, and a 15 year loan would result in 180 monthly payments. **CMG Home Loans will cover all customary lender fees which are processing fee, administrative fee, tax service fee, appraisal fee and credit report fee. In addition CMG Home Loans will also credit the borrower up to $1,000 towards additional third-party fees. This offer does not cover discount points. Credit cannot exceed total fees. Rate Rebound is only valid on future conventional conforming, government, and jumbo loans in our retail channel (future Construction Loans, All in One, HELOCs, Bond or HFA loans are excluded). There may be additional restrictions based on investor. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of CMG Home Loans. Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed between 11/1/22 – 12/31/23, and closed by 3/29/24. Program is applicable for refinances 6 months after closing up to 5 years from original note date and with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. This is a limited time incentive program that can be stopped at any time and with no prior notice. Exterior home renderings are for representation purposes only and subject to change. The Brohn Group, LLC (DBA Brohn Homes) reserves the right to make changes to pricing, floor plans, specifications, features, materials, dimensions, and incentives without prior notice. Stated dimensions and square footages are approximate and should not be used as representation of the home’s precise or actual size. Copyright 2023 Clayton Properties Group, Inc. DBA in Texas as Brohn Homes.
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NORTH - NORTHWEST AUSTIN EDITION
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