Live music in and around The Woodlands LIVE MUSIC CALENDAR DOSEY DOE BIG BARN 25911 I-45 N., TheWoodlands 281-367-3774 www.doseydoe.com August 15 Caleb & the Homegrown Tomatoes, 8:30 p.m. September 1 Mark Wills, 7:30 p.m.
5 Matt Lemmler, 8:30 p.m. 6 Adrian Belew, 8:30 p.m. 7 Jeff Coffey and Chris Rodriguez, 8 p.m. 12 Popa Chubby, 8:30 p.m. 13 Felix Cavaliere’s Rascals, 8:30 p.m. BAKER ST. PUB&GRILL 25Waterway Ave., TheWoodlands 281-362-7431 www.bakerstreetpub.com/ the-woodlands August 15 Vertigo, 10 p.m. 16 Bad Boyfriend, 10 p.m. 17 Cold Shot, 10 p.m.
16 Seth James, 8:30 p.m. 17 The DDBBQ featuring
Kelly Peters Trio, 6:30 p.m.
17 Bagwell, 8:30 p.m. 18 Ben Danaher, 7:30 p.m. 20 Jake Ward, 8 p.m. 21 The Ultimate Led Zeppelin Experience, 8 p.m. 22 Tim Rushlow with Jody Booth & Chuck Allen Floyd, 8:30 p.m. 23 Tracy Lawrence, 8:30 p.m. 24 Elvis tribute, Kraig Parker, 8:30 p.m. 25 Blue Water Highway Band, 7:30 p.m. 29 Jake Shimabukuro, 8:30 p.m. 30 Texas Flood, 8:30 p.m. 31 Dave Koz & Friends, Summer Horns featuring Gerald Alght, Rick Braun, Kenny Lattimore and Aubrey Logan, 8:30 p.m.
22 Goodtime Muffin, 10 p.m. 23 Goodtime Muffin, 10 p.m.
24 Sick Duck, 10 p.m. 29 Terrence Fisher and
Ashley Crawford, 10 p.m.
SEPT. 7
CHRIS YOUNG CYNTHIAWOODSMITCHELL PAVILION
30 Flashpoint, 10 p.m. September 5 Hurricane Joe, 10 p.m. 6 Swagger, 10 p.m. 7 The Goods, 10 p.m. 12 Zach Tate, 10 p.m. 13 OMG, 10 p.m.
Chris Young is joined by fellow country artists Chris Janson and the LoCash duo in The Woodlands this summer on the nationwide Raised on Country tour. Young’s library of hits includes songs such as “Losing Sleep,” “Sober Saturday Night,” “Think Of You” and “I’m Comin’ Over.” 7:30 p.m. $30-$99.75. The Cynthia Woods Mitchell Pavilion, 2005 Lake Robbins Drive, The Woodlands. 281-364-3010. www.woodlandscenter.org
WORTHWHILE CONVERSATIONS AFTER MEETING THE “TERMINATOR”…
“THE TERMINATOR”??? From the movie…, but we mean those corporate restructurings where long-tenured employees lose their jobs earlier than expected. If this is you, you suddenly face important financial decisions with lifelong implications. Perhaps a severance package sweetens the deal, but not always. WHAT ARE THESE IMPORTANT FINANCIAL DECISIONS? For most people, it is preserving your lifestyle. Preserving health benefits is critical. You may face decisions related to your 401(k) balance. If you have a pension, there may be elections. These decisions create interplay with other personal financial planning objectives and need context. Is your spouse employed with a menu of available employee benefits? Are you eligible to claim Social Security benefits – because, if so, meaningful dollars are on the line in coordinating your decisions with your Social Security. Pension elections are especially complicated because of life expectancy and other unique financial considerations. Even “simple” decisions – rolling over a 401(k) – can require sophisticated analysis if you have company stock as part of your account balance. SO, HAVE YOU SEEN PEOPLE MAKE MISTAKES? In 48 years, there’s little we’ve not seen. Ryan Patterson, CFA, CFP ® is our Chief
Investment Officer and oversees our Investment Committee, which includes attorneys, CPAs, and other credentialed professionals. He commented recently, “In reviewing a new client’s information, we often see prior decisions that were not well analyzed. Last year, we met with a retired employee of a major energy company who rolled their entire 401(k) balance to an IRA, missing the opportunity to extract the company stock portion tax-free under the ‘NUA Rules.’” We’ve seen people advised to roll over their 401(k) balance when it made more sense to keep the funds in the company 401(k) plan. That advice is generally from salespeople motivated by incentives to sell financial products. IS THERE A BOTTOM LINE FOR PEOPLE AFTER ENCOUNTERING THE “TERMINATOR”? Our best advice: make certain that you secure your advice from a true fiduciary. Imagine the confidence in using a firm that acknowledges its accountability to put your best interest first in 100% of their advice to you. Our team is ready to provide the client-centered fiduciary advice you expect, right here in The Woodlands. For more information, or a copy of our Form ADV, Part II, with all of our disclosures, call Craig Ivy or Larry Napier at 281 841 0707, or visit www.linscomb-williams.com.
J. Harold Williams, CPA/PFS, CFP ® , highlights the many reasons having client-centered fiduciary advice is essential to long-term success with Lauren Rich, CFP ® .
Linscomb & Williams is not an accounting firm.
1925 Hughes Landing Blvd., Ste. 200 The Woodlands, Texas 77380 281 841 0707 www.linscomb-williams.com
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