New Braunfels Edition | December 2025

Give Your Lawn a Winter Break!

Only water sparingly every 2–3 weeks , if needed.

When winter rolls into Texas, your warm-season grasses, like Bermuda and St. Augustine, take a well-deserved nap.

Here’s what that means for your yard:

If you see a mix of green and brown, that’s normal. It’s different from disease, which usually appears in circles.

Your lawn may look brown due to cooler temps, but it's likely just conserving energy for spring.

From buying property to managing cash flow and accepting payments, RBFCU keeps your business moving forward. • Commercial Real Estate Loans – fund expansion • Business Checking – keep cash flow simple • Merchant Services – ACH, payroll, POS systems and more Power Up Your Business

Winter Lawn Care Pro-Tips • Avoid high-nitrogen fertilizers in

• Mow until the grass fully goes dormant. A final cut, around 2.5–3 inches, helps protect your lawn through winter.

winter. Use a potassium-rich blend in late fall to strengthen roots for the cold months.

Irrigation use raises your household water bill by around... Did you know?

Here are a few water rebates that can save you money this winter season: • Grass Removal • Irrigation Zone Removal • Healthy Soil Ways to Save!

EXPLORE WAYS TO SAVE

Visit rbfcu.org/business or call 210-945-3800

Federally Insured by NCUA Membership eligibility required. To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Programs and fees subject to change. We do not offer Money Service Businesses (MSB) accounts. Business lending rates and terms subject to change and offered with approved credit. Restrictions may apply. RN4160818

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