North San Antonio Edition | February 2023

Plan for larger savings Available for a limited time only. Restrictions apply. Invest in a 15 month share certificate with an interest rate as high as 4.50% APY*. Plan for larger savings Available for a limited time only. Restrictions apply. Invest in a 15 month share certificate with an interest rate as high as 4.50% APY*. To learn more about our deposit products, visit: rivercityfcu.org/building-wealth To learn more about our deposit products, visit: rivercityfcu.org/building-wealth To learn more about our deposit products, visit: rivercityfcu.org/building-wealth *APY stands for Annual Percentage Yield. Dividend rates are in effect as of December 23, 2022 and subject to change without prior notice. ** This share certificate product is available to consumers only. Business certificates and IRA do not qualify for this term or rate. To learn more about our deposit products, visit: rivercityfcu.org/building-wealth *APY stands for Annual Percentage Yield. Dividend rates are in effect as of December 23, 2022 and subject to change without prior notice. ** This share certificate product is available to consumers only. Business certificates and IRA do not qualify for this term or rate. Plan for larger savings Available for a limited time only. Restrictions apply. Invest in a 15 month share certificate with an interest rate as high as 4.50% APY*. Plan for larger savings Available for a limited time only. Restrictions apply. Invest in a 15 month share certificate with an interest rate as high as 4.50% APY*.

MAKE A FRESH

Reverse Mortgages Available to Homeowners Age 62 and older

• Gain additional retirement funds or delay social security • Flexible options including cash, line-of-credit or monthly payments • Payoff existing mortgages (required) or other debt • You always retain title as long as loan conditions are satisfied

Simple changes can improve your outlook, your well- being, even the rest of your life. At University Health, we believe in the power of change. Because that’s where healthier begins. To explore the power of change, visit UHchange.com . Your partner for healthy change.

We are local to San Antonio and not a call center

I treat my clients as I would my own family --the same level of care, education and service that I would provide my own. My Approach is Simple

Get the information you need from a name you know and trust. Visit my website, texasreverse.net to learn more .

Phone (210) 493-7332 mhipp@mutualmortgage.com Melinda Hipp NMLS: 219085 Area Sales Manager Serving Texas

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