Cypress Edition | May 2026

BY SARAH BRAGER

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Staying prepared

Woodell said Harris County is at the start of a long process to update the maps and, as a result, nalize insurance changes. In the meantime, she said residents should use the maps to make informed decisions about where to live, work and play.

Medrano said in addition to rainfall, devel- opment contributes to the increased ood risks seen in northwest Harris County, as new streets and buildings impact the ow of water, particu- larly in at regions like Cypress and Katy. Claims paid by NFIP by county, past 10 years Dollar amount of claims paid by NFIP Number of NFIP claims paid

All Harris County residents are eligible to purchase ood insurance through the NFIP, according to the ood control district.

Tips to kick o your ood insurance research Visit www.oodsmart.gov and enter details about your property to get a quote. Compare potential changes to your ¡ood zone by visiting www.maapnext.org and entering your address. Use the slide tool to view FEMA’s existing maps versus draft maps. Contact NFIP experts at oodsmart@fema.dhs.gov or call 800-427-4661 Reach out to an insurance agent to discuss possible coverage options for your property and personal belongings. Consider obtaining a home inspection and elevation certicate, which may decrease your quote.

Prepare your property for hurricane season

Research ¡ood insurance policies. Add your agent to your phone contacts, and email all important documents to your phone. Take pictures or videos of each room in your home to make a home inventory. Consider comprehensive auto coverage for your vehicle, which covers ¡ood, hail, re and wind damages. Toughen the exterior of your home with window shutters and a wind-resistant garage door. Prepare your yard by removing dead tree limbs and low-hanging branches.

Montgomery County

Liberty County

1,220 $83.1M

5,386 $471.4M

Harris County

61,563 $6.5B

Galveston County

8,564 $861.7B

Fort Bend County

3,848 $432.5M

Brazoria County

5,396 $449.7M

SOURCE: NATIONAL FLOOD INSURANCE PROGRAMCOMMUNITY IMPACT

NOTE: STANDARD NFIP POLICIES TAKE 30 DAYS TO TAKE EFFECT. SOURCE: NFIP, HCFCD, HARCOMMUNITY IMPACT

SOURCE: TEXAS DEPARTMENT OF INSURANCECOMMUNITY IMPACT

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