COMPILED BY HANNAH ZEDAKER
BIG TEXAS SPRING
MAINSTREET CROSSING 111W. MAIN ST., TOMBALL 281-290-0431 www.mainstreetcrossing.com January 15 Dalton Domino, 8 p.m. 16 Benefit concert featuring Rodney Crowell and Lyle Lovett, 8 p.m. 17-18 Ray Wylie Hubbard, 8 p.m. 19 Market Junction with Kyle Hutton , 8 p.m.
HOUSTON LIVESTOCK SHOWAND RODEO 1 NRG PARKWAY, HOUSTON 832-667-1000 www.rodeohouston.com February 25 Kacey Musgraves, 6:45 p.m. 26 Prince Royce, 6:45 p.m. 27 Brooks & Dunn, 6:45 p.m. 28 Luke Bryan, 6:45 p.m. 4 Old Dominion, 6:45 p.m. 5 Camila Cabello, 6:45 p.m. 6 Luke Combs, 6:45 p.m. 7 TimMcGraw, 6:45 p.m. 8 ZEDD, 6:45 p.m. 9 Kane Brown, 3:45 p.m. 10 Los Tigres Del Norte, 3:45 p.m. 11 Zac Brown Band, 6:45 p.m. 12 Kings of Leon, 6:45 p.m. 13 Santana, 6:45 p.m. 14 Chris Stapleton, 6:45 p.m. 15 Cody Johnson, 6:45 p.m. 16 Brad Paisley, 3:45 p.m. 17 George Strait with Robert Earl Keen and Lyle Lovett, 7 p.m. (concert only) March 1 Cardi B, 6:45 p.m. 2 Turnpike Troubadours, 3:45 p.m. 3 Panic! At The Disco, 3:45 p.m.
19959 HOLZWARTH ROAD, SPRING
281-353-8898 www.bigtexassaloon.com
January 18 Sammy Kershaw, 10 p.m. 25 Wade Bowen, 9:30 p.m.
February 1 Josh Abbott Band and William Clark Green, 9:30 p.m. 8 Jason Cassidy, Scooter Brown Band, Jody Booth and Bri Bagwell, 7 p.m.
Kyle Hutton is a singer-songwriter based in The Woodlands who also produces the syndicated radio program “Real Life Real Music.”
KYLE HUTTON
COURTESYKYLEHUTTON
22 Kingston Trio, 8 p.m. 23 Kody West, 8 p.m. 24 Monte Montgomery, 8 p.m.
GENUWINE TASTING ROOM 6503FM1488, STE. 401, MAGNOLIA 832- 934-2675 www.mygenuwine.com January 15 Jazz on the Northside, 7 p.m. 18 April Spain, 7:30 p.m. 22 Jazz on the Northside, 7 p.m. 25 Hannah Smith, 7:30 p.m. 26 Vintage Reserve, 7:30 p.m. 29 Jazz on the Northside, 7 p.m.
29 Bottle Rockets, 8 p.m. 30-31 Ward Davis, 8 p.m.
February 1 Brandon Rhyder, 8 p.m. 2 Nightbird , 8 p.m.
This Stevie Nicks and Fleetwood Mac tribute band first formed in 2008. COURTESYNIGHTBIRD 5-6 Corb Lund with Jaida Dreyer, 8 p.m.
8 Kevin Galloway, 8 p.m. 9 Shay Domann, 8 p.m.
NIGHTBIRD
WORTHWHILE CONVERSATIONS SIMPLIFYING AND ORGANIZING IN THE NEW YEAR
How do you help people fulfill those predictable resolutions about better organized finances? “Predictable” is correct. In our 48-year history, we’ve consistently heard this goal from clients. It is logical because complicated and disorganized financial planning means stress and leads to only one result – procrastination over important decisions. The good news: just a few simple steps can result in significant improvement in your planning. For most people, it starts with preparing an up-to-date Balance Sheet that lists all of your financial accounts and assets along with all debts owed. Update this yearly as a financial discipline. An updated Balance Sheet makes sense. Where’s the simplifying? Find opportunities to simplify by consolidating assets and liabilities into a smaller number of accounts that are easier to track and manage. Over time, many families “proliferate” financial accounts which no longer make sense as a whole. Consolidating accounts makes it easier to properly manage personal finances, reducing costs and account fees. Do the same with credit cards and liability accounts. Imagine the feeling of efficiency as it becomes easier and quicker to manage accounts (auto- payments, paperless files). Also, don’t forget to protect these accounts from cyber-fraud. Use a Password Manager to organize and easily recall secure passwords.
You haven’t used the “B” word yet…What about a Budget? Our Wealth Planning Committee, a multi- disciplinary group of professionals (CPAs, JDs, and other credentialed firm members), meets to brainstorm such topics and has developed a client-centered approach. Committee Chair, Phillip Hamman, CFP ® , CFA, commented about budgets: “We should re-invent budgeting since ‘Budgeting in Reverse’ is sufficient for most – simply identify the required savings and accumulation targets, and make sure you hit those numbers.” Where can you get help? Slaying the “Organization Dragon” is more than a weekend exercise. If you need help getting things in order, talk with your financial advisor since they may have expertise. We advise people to be careful in seeking help. Choose an advisor 100% committed to the Fiduciary business model, with a legal duty to put their clients’ best interests first. This is the model we follow at Linscomb & Williams. Contact us if you would like to sit down and create an organized financial plan at our office here in The Woodlands. For more information, or a copy of our Form ADV, Part II, with all of our disclosures, call Craig Ivy or Larry Napier at 281 841 0707, or visit www.linscomb-williams.com.
J. Harold Williams, CPA/PFS, CFP ® , discusses with the L&W Woodlands team how clients can begin to develop more hassle-free and organized financial lives. (Left to right: J. Harold Williams, CPA/PFS, CFP ® , Paul Vitale (retired); Lauren Rich, CFP ® ; Larry Napier, CPA; B. Craig Ivy, AIF ® )
Linscomb & Williams is not an accounting firm.
1925 Hughes Landing Blvd., Ste. 200 The Woodlands, Texas 77380 281 841 0707 www.linscomb-williams.com
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The Woodlands edition • January 2019
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