Conroe - Montgomery Edition | April 2023

dling your home and car insurance is super easy with could you save money with a special discount, but yo time by having all your coverages in the same p Bundling your home and car insurance is super easy with could you save money with a special discount, but you’ll time by having all your coverages in the same place. our local geico agent makes bundling Home + Auto = easy your local geico agent makes bundling local geico agent makes bundling s Home + Auto = easy local geico agent makes bundling simple. Bundling your home and car insurance is super easily with GEICO. Not only could you save money with a special discount, but you’ll also save time by having all your coverages in the same place. home+auto=easy Bundling your home and car insurance is super easy with GEICO. No only could you save money with a special discount, but you’ll also sav time by having all your coverages in the same place. Bundling your home and car insurance is super easy with GEICO. Not only could you save money with a special discount, but you’ll also save your local geico agent makes bundling simple. Home + Auto = easy your home and car insurance is super easy with G you save money with a special discount, but you’ me by having all your coverages in the same place your home and car insurance is super easy with GEICO. you save money with a special discount, but you’ll time by having all your coverages in the same place. y g y g by having your coverages urance is super easy with GEICO. Not a special discount, but you’ll also save overages in the same place. insurance is super easy with GEICO. Not coverages in the same place. Auto easy YOUR LOCAL GEICO AGENT MAKES BUNDLING SIMPLE. our home and car insurance is super ea you save money with a special discount me by having all your coverages in the s your home and car insurance is super easy you save money with a special discount, time by having all your coverages in the same

BUYOUT PROGRAMS

Montgomery County has six buyout programs administered through two different federal departments. Additional buyouts may be pending in addition to those listed.

• Those impacted by the storm can receive grants. • Addresses properties of homeowners with low- to moderate- income; not restricted to income only • $175,000 cap for 2015-16 floods • $200,000 cap for Hurricane Harvey • Participants identified after funding award • Relocation services provided U.S. Department of Housing and Urban Development’s Community Development Block Grant for Disaster Recovery

Key:

$1M

Funding allocated Spent

2015-16 program Funding: $8.19M

Hurricane Harvey program

Spent: $858,962

Funding: $12.89M

Spent: $2M

• Homes purchased: 7 • Relocations to new housing: 2

• Homes purchased: 14 • Relocations to new housing: 4

2016

Federal Emergency Management Agency’s Flood Mitigation Assistance

Both programs

Funding: $9.07M

Spent: $6.1M

• For repetitive loss or severe repetitive loss of property • Properties must be enrolled in National Flood Insurance Program • Participants must be included in initial application and remain eligible for

Participants must: • Own home • Have a clear title

• Homes purchased: 27 • Status: in closeout

duration of program • No housing cost cap

place in November. Montgomery County is also in the process of closing out its 2016 FMA program, which had $9.07 million in funding and allowed the county to buy out 27 homes, Lumbley said. The funding closeout process includes submitting missed paper- work, such as the appraisal, title and any survey information to the state and then initiating the final mitigation through FEMA so the property can be removed from its repetitive loss list, Lumbley said. For the 2016 FMA program, the remaining funds left unspent—around $2.97 million—will stop being ear- marked for Montgomery County. Lumbley said the goal is always to spend the entire amount funded. “I think where some of the compli- cation comes in is the waiting time between when we submit the applica- tion—and that homeowner is engaged and involved, and it’s something that they want—versus when we actually get the funding,” she said. Barring another flooding event, Lumbley said she expects the 2021 FMA—which had 28 homes sub- mitted as part of the initial applica- tion—to be the last buyout initiative for Montgomery County. “After we’ve received that alloca- tion, and we purchase the homes, unless there’s a specific need to do additional buyouts, I think that might be it,” Lumbley said. “The goal is to have all buyouts completed by 2025.”

2019

Key:

Spent: $4.16M

Funding: $10.07M

$1M

Funding allocated Spent

At the same time, FEMA is in the process of revising the flood plain maps for the Greater Houston area, which may mean new areas of the region could fall into a flood plain. According to Montgomery County Floodplain Administrator John McK- inney, the Texas Water Development Board is in the process of reviewing the Spring Creek area for vulnerabil- ities and solutions to prevent major flooding impacts in the future. As hurricane season approaches June 1, Riley said he believes Mont- gomery County homeowners can help protect themselves and their homes from flooding by checking their prop- erty’s drainage. “It’s as simple as going out in your front ditch and seeing if there’s any- thing that’s blocking your culvert, see if anything is in your backyard that’s maybe blocking drains behind your house, beside your house,” Riley said. “If everybody would do that, that’s pretty simple to do. That could save a lot of potential flooding right there.”

• Homes purchased: 12 • Status: 50% complete

2020

Funding: $12.18M

Spent: $2.37M

Jerry Coker 713-224-3426 ¡Hablamos Español!

• Homes purchased: 8 • Status: 20 homes will be purchased by June

Jerry Coker 713-224-3426 ¡Hablamos Españo

2021

Funding: $13.64M

Spent: $0

Jerry Coker 713-224-3426 ¡Hablamos Español! Limitations apply. See geico.com for more details. GEICO & affiliates. 20076. GEICO Gecko image © 1999-2022. © 2022 GEICO. 21_63331212 Limitations apply. See geico.com for more details. DC 20076. GEICO Gecko image © 1999-2022. Jerry Coker 713-224-3426 ¡Hablamos Español! apply. See geico.com for more details. GEICO & affiliates. Washington 20076. GEICO Gecko image © 1999-2022. © 2022 GEICO. 21_633312129 Jerry Coker 713-224-3426 ¡Hablamos Español! See geico.com for more details. GEICO & affiliates. GEICO Gecko image © 1999-2022. © 2022 GEICO. Jerry Coker 713-224-3426 ¡Hablamos Español! apply. See geico.com for more details. GEICO & GEICO Gecko image © 1999-2022. © 2022 GEICO. Limitations apply. See geico.com for more details. GEICO & affiliates. Washington, DC 20076. GEICO Gecko image 1999- 2022. 2022 GEICO. 21_633312129 more details. GEICO & affiliates. Washington, 1999-2022. © 2022 GEICO. 21_633312129 more details. GEICO & affiliates. Washington, 1999-2022. © 2022 GEICO. 21_633312129

Jerry Coker 713-224-3426 ¡Hablamos Español! Coker 713-224-3426 ¡Hablamos Español!

• Homes purchased: 0 out of 28 eligible properties • Status: project implementation in November 2023

For more information, visit communityimpact.com .

SOURCE: MONTGOMERY COUNTY OFFICE OF HOMELAND SECURITY AND EMERGENCY MANAGEMENT/COMMUNITY IMPACT

CONROE - MONTGOMERY EDITION • APRIL 2023